Best Special Rates and Terms in Albany, New York, NY

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Below are special Certificate of Deposit special rates and terms from banks in Albany, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Albany, NY - August 2, 2025

Bank	APY	MIN	PERIOD
Ballston Spa National Bank Burnt Hills Branch	4.11%	$10,000	6 months	Learn More Reviews
Rate History: 4.48% → 4.24% → 4.04% → 4.05% → 4.11%
Woodforest National Bank 8111 Albany Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Ballston Spa National Bank Burnt Hills Branch	3.81%	$500	15 months	Learn More Reviews
Rate History: 3.62% → 3.47% → 3.81% → 3.47% → 3.81%
Bank of America, National Association Schoharie Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
TD Bank, National Association Niskayuna Branch	3.75%	$10,000	9 months	Learn More Reviews (1)
Ballston Spa National Bank Burnt Hills Branch	3.62%	$501	18 months	Learn More Reviews
Rate History: 3.57% → 3.47% → 3.62% → 3.81% → 3.62%
TD Bank, National Association Niskayuna Branch	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Woodforest National Bank 8111 Albany Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Ballston Spa National Bank Burnt Hills Branch	3.47%	$501	24 months	Learn More Reviews
Rate History: 3.60% → 3.57% → 3.47% → 3.62% → 3.47%
Bank of America, National Association Schoharie Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
TD Bank, National Association Niskayuna Branch	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Schoharie Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Bank of America, National Association Schoharie Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
First National Bank of Scotia First National Bank Of Scotia Branch	1.03%	$25,000	11 months	Learn More Reviews (1)
Rate History: 5.01% → 4.65% → 0.67% → 0.51% → 1.03%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Albany, NY - August 2, 2025

Branch	Street	City	State
Ballston Spa National Bank Burnt Hills Branch	770 Saratoga Road	Burnt Hills	NY
Woodforest National Bank 8111 Albany Branch	141 Washington Avenue	Albany	NY
Ballston Spa National Bank Burnt Hills Branch	770 Saratoga Road	Burnt Hills	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
TD Bank, National Association Niskayuna Branch	2309 Nott Street, East	Niskayuna	NY
Ballston Spa National Bank Burnt Hills Branch	770 Saratoga Road	Burnt Hills	NY
TD Bank, National Association Niskayuna Branch	2309 Nott Street, East	Niskayuna	NY
Woodforest National Bank 8111 Albany Branch	141 Washington Avenue	Albany	NY
Ballston Spa National Bank Burnt Hills Branch	770 Saratoga Road	Burnt Hills	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
TD Bank, National Association Niskayuna Branch	2309 Nott Street, East	Niskayuna	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch	12 Corporate Woods Boulevard	Albany	NY
First National Bank of Scotia First National Bank Of Scotia Branch	201 Mohawk Avenue	Scotia	NY